Learn how a poverty mindset is affecting your life. We all see it and feel it. The effects of rising inflation are undeniable. But one thing may be making the current economic climate worse for you, and more importantly, choking out your creativity, productivity and motivation. Your poverty mindset. What is a Poverty […]
Saving money doesn’t mean giving up everything you love. Need to save money? Giving up your Starbucks might not be the answer. I’m sure you’ve seen the posts about how you can save hundreds of dollars a year by just giving up your daily coffee. I may have written a few of them. […]
The Secret Way to Increase Your Happiness, Life Satisfaction and Income Maybe your financial life isn’t where you want it to be. In my Change Your Mind, Change Your Money series I’m sharing simple changes that you can make to invite “more” into your life – more contentment, more passion and even more money! Today’s Mindset Modification: […]
It’s Christmas time and with all of the excitement and pressure to buy gifts, it’s easy to lose sight of your larger financial goals. This weekend I was re-reading some old posts and found this one from March: Are You On a Money Treadmill? I though it might encourage some of you. “Are you on a […]
Living On Less: Can Minimalism Help? If you have read my Living on Less Than $28,000 a Year series, then you know that our family has chosen to live on less so that we can be more available to our children now (rather than working multiple jobs), and have more money to give to people […]
Q: I just got done reading your Living On Less Than $28,000 A Year Series and I have a question. I am working hard to get out of debt and watch where our money goes. I created a budget for our bills, watch for sales, and use coupons, but my husband isn’t as mindful of what […]
Sometimes living on a lower income presents some interesting situations. This past January our “beloved” minivan died, which resulted in a fun evening with my daughter (read more here), but a bit of a dilemma for our family. We had been saving, but did not have the money to replace the vehicle at that time and […]
Gifts can be a real problem area for the budget. I like to give gifts that look nice, but I don’t want to spend a lot of money. To keep my gift giving in balance, I use a three-pronged strategy.
5 Easy Ways To Save More Money–Saving money seems like a good idea, but according to census bureau statistics very few Americans actually do. The average savings rate in the U.S. is -.06%. A negative savings rate means that we are not only failing to save money, but we are spending more than we make […]
Yes, we homeschool and yes, we homeschool on a budget. If you have been around The Peaceful Mom very long, then you are probably aware that we are a homeschooling family. I have had a few people ask how we are able to educate our children with our “low” income, so I am sharing what […]