These days having a cell phone is almost a necessity. The good news is that having a cell phone contract is not. Save money on your monthly bills by choosing a prepaid cell phone plan. Here are a few pointers to help you find the best plan for you.
I am one of those weird parents who thinks that children are not automatically entitled to have their own cell phone just because they breathe. Once my teenagers started attending events without me, however, I realized that it was smart to have a way to communicate with them (in the event that they decide to answer the phone, but that’s another story).
We considered adding our children to our plan, but since we are technologically stuck in the 90’s and don’t have a data plan, adding texting for teenagers who have callouses on their thumbs from extensive LOL’ing didn’t seem like a good idea.
We finally decided on a prepaid phone, which stays in the kitchen drawer until someone has an event to attend without a parent present. We purchased a Tracphone, but there are several options available. We also chose a “dumb” phone because it was cheaper ($30 for our phone), and it meets our basic need of communication between family members. There is no need for our children to be surfing the web while they are out.
The benefit of using a prepaid phone for family use is that you don’t have to sign a contract, so if the prepaid phone doesn’t work for you, you are only out the money you paid for the phone. You can buy as little as 60 minutes of time on most phones and some phones even have a card you can buy when you purchase your phone that gives you double minutes for as long as you use the phone. Prepaid plans can cost as little as 10 cents per minute.
If you are a business owner, work full time or otherwise need a phone for business use, you will probably want a phone with a data plan. There are many options available, but the choices can be confusing.
Top Ten Reviews has excellent detailed information about the available plans so that you can compare them side by side. Most plans are in the $50 a month range and some include unlimited data. Click here to find out more.
If you need to save money for the short term due to a job loss or other financial problem, this is a great way to cut your monthly expenses. You can purchase the cheapest phone plan for now and upgrade to a better phone/plan later when your finances improve. Or you can stick with the cheap phones long term like we do, so you can spend the money on more important things.
Have you tried a prepaid phone? What did you think? Leave a comment.
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