[Editor’s Note: Unfortunately, this program is no longer available.]
Since we talk a lot here about saving money, I thought I would tell you about our favorite FREE checking account through Perkstreet Financial! I only recommend products on the blog that I personally use, or which I believe are a good value for my readers. I can very highly recommend Perkstreet! (Perkstreet does pay me for accounts opened through these links, but I recommended them before I received payment because we have had such a great experience with them. They are also recommended by Dave Ramsey.) Perkstreet is an online banking service through Bancorp Bank that we have been using for about two years now. Checking accounts are totally FREE and super convenient because withdrawals can be made at lots of local ATMS for FREE. Deposits can be direct deposited or mailed in with the postage paid envelopes provided by Perkstreet. The very best part about the Perkstreet FREE Checking Account (besides the FREE part 🙂 ) is the fact that you earn cash back rewards just for using your debit card for your normal everyday purchases (as a signature-based, non-PIN transaction), and they rack up rather quickly! We normally get the $100 Walmart gift card which we use to buy household needs like clothing, food or toiletry items. You can also get gift cards to Target® other retailers like T.J. Maxx®, Marshalls®, and Macy’s, as well as gift cards for restaurants like Dunkin’ Donuts®and Olive Garden® ! You can also get cash, but you have to pay a small fee (redeem $22 in points to get $20 deposited into your account). Earning cash back with your Perkstreet Debit card is a definite help to the budget and a great alternative for those of you who like to earn cash back, but don’t want to use a credit card. It’s a no-brainer: Instead of bank fees, get a FREE Perkstreet checking account and start earning money! Click here to sign up for a FREE account! *Affiliate links are included in this post. Read our disclosure policy here.