Living On Less: Can Minimalism Help? If you have read my Living on Less Than $28,000 a Year series, then you know that our family has chosen to live on less so that we can be more available to our children now (rather than working multiple jobs), and have more money to give to people [...]
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Q: I just got done reading your Living On Less Than $28,000 A Year Series and I have a question. I am working hard to get out of debt and watch where our money goes. I created a budget for our bills, watch for sales, and use coupons, but my husband isn’t as mindful of what [...]
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Sometimes living on a lower income presents some interesting situations. This past January our “beloved” minivan died, which resulted in a fun evening with my daughter (read more here), but a bit of a dilemma for our family. We had been saving, but did not have the money to replace the vehicle at that time and [...]
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Gifts can be a real problem area for the budget. I like to give gifts that look nice, but I don’t want to spend a lot of money. To keep my gift giving in balance, I use a three-pronged strategy. Tweet
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5 Easy Ways To Save More Money–Saving money seems like a good idea, but according to census bureau statistics very few Americans actually do. The average savings rate in the U.S. is -.06%. A negative savings rate means that we are not only failing to save money, but we are spending more than we make [...]
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Yes, we homeschool and yes, we homeschool on a budget. If you have been around The Peaceful Mom very long, then you are probably aware that we are a homeschooling family. I have had a few people ask how we are able to educate our children with our “low” income, so I am sharing what [...]
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Q: My spouse and I constantly argue about money, or don’t talk at all. He wants to freely spend our money on whatever he wants and resists my efforts to save and be frugal. Can you help me? A: First of all, let me say that you are not alone. Many couples find it difficult [...]
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Living on Less Than $28,000 A Year: How our family of six survives (and even thrives) on an income that is less than half the national median income, and what the government calls “below the poverty line” (less than $29,990 annually) for our family size. [Read other posts in this series here.] ______________________________________________________ Join me on Twitter or Facebook for instant updates [...]
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After taking a season off, I have started running again. As I finished my ten minute run this morning (Yes, you read that correctly. I could only manage to run ten minutes today.), I thought about this post that I had written when I first started running. I’m sharing it again today in the hope that [...]
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Do you have problems in your life (who doesn’t)? I invite you to walk into the power of TODAY in your life. When we are in the middle of difficulties, they tend to obscure our view of the future. The problem balloons in front of us and the way out seems too distant and hopeless. It [...]
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In conjunction with the Living on Less Than $28,000 A Year series, I will be sharing periodic Financial Updates. I won’t always give specific numbers, but I thought it might be helpful for those of you in a similar situation to have a little window into how things go at our house. Our income for this month was several [...]
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I continue to get this question in one form or another, so I am going to address it in case you are wondering too. Q: Do you ever worry about your kids resenting you because of the choices you made? If you had chosen to work rather than stay home, the family would have significantly [...]
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Living on Less Than $28,000 A Year: How our family of six survives (and even thrives) on an income that is less than half the national median income, and what the government calls “below the poverty line” (less than $29,990 annually) for our family size. Click here to read other posts in this series. _______________________________________________ Join me on Twitter for instant [...]
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Save Money On the Go-As I mentioned last week, my summer has really “heated up” with 3 of my children in two separate day camps, my oldest receiving driving lessons, two of my teens volunteering for a night time VBS and our normal weekly events still going on. I am normally not this busy and [...]
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Save Money On the Go-As I mentioned last week, my summer has really “heated up” with 3 of my children in two separate day camps, my oldest receiving driving lessons, two of my teens volunteering for a night time VBS and our normal weekly events still going on. I am normally not this busy and [...]
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