Living on Less Than $28,000 A Year: How our family of six survives (and even thrives) on an income that is less than half the national median income, and what the government calls “below the poverty line” (less than $29,990 annually) for our family size. [Read other posts in this series here.]
_________________________________________________________________
Join me on Twitter or Facebook for instant updates or subscribe to my FREE e-newsletter to get posts right in your inbox!
_________________________________________________________________
I have had an overwhelming response to the Living on Less Than $28,000 A Year Series, but many of you have asked for specific help in getting started on a plan to spend less and save more.
To help, I will be sharing videos over the next few weeks with a specific step by step plan to get your money on track. If you’d like to join us, just jump in and take the weekly challenge!
You May Also Enjoy:
Money Saving Ideas
{ 11 comments… read them below or add one }
I am looking forward to this video series. Thanks so much.
Loving this series–so far we do most of it–but I have got a few new ideas–and enjoy knowing we aren’t the only ones trying SO hard to live on so little. We are a family of three-living on less than 17,000. So this series is important–and I appreciate you putting your time into it! Our situation is a bit different as I have A LOT of health problems that make certain purchases (like our KitchenAid mixer) necessary. That just means we cut other places-like no paper towels-cloth instead. We use cloth napkins and hankies instead of tissues. Looking forward to the rest of the series.
That is what’s important Rach, spend where you want and need to spend based on your priorities. Thanks for the encouragement!
Kimberlee,
Thank you for the encouragement!
$100.00 is all I get for food each week. I feel like all I am doing most of the time is “slapping down some meat” and sometimes adding a vegetable. Your blog will help me add some verity to the meal.
One thing that I am trying to do is go more organic and locally grown in the meat area. It does seem to stress the budget, but with the garden coming in soon that should help.
Thanks for ALL you are doing! I am looking forward to following along.
Kathy
I read the whole series you have uploaded in 1 day! i love this! i am so committed to curving our budget to our new annual income of 29k (gross) & when my husband gets back into full time my goal will be to continue living thru the 1 income so that we are able to build the savings account to house 6-12 months income and to be able to put a 20% or more down payment on the house plans of our dreams. my husband will be able to agree when i say i want to live WELL below our means b/c obstacles (like today when i had a flat on the way to work and ended up costing us 2 tires and an alignment at a shop, or the fact that my husband lost his job last week, or the fact that rent is due in a month and we still owe the rent from our apt….=/) arise we will be able to calmly pull from the emergency fund without crying inside. The simple and user friendly way you offer this budgeting system makes the dark clouds over our heads seem to lighten up. Thank you! -Tiffanie
You are very welcome Tiffanie! I am so glad the series is helping you.
Thank you so much for this series. This has really helped me examine our finances on a deeper level. My husband and I are getting ready to adopt 3 foster children in addition to our one child right now so the finances are going to be really tight. I love that you build menus each week for your family. This is something that I have just now started in order to start preparing us for a larger family. Your blog has been such a blessing! Thank you!
Thank you for this series. Just started #1. I’m planning on retiring in 3 years, and, will be living on less. Even tho, there’s just me ~~ I still want to learn to live on less.
Nancy
Writing down every expenditure makes me spend less money right off the bat. I have to think, “Do I have time to write this down? Is this purchase worth the hassle of finding my notebook?” Times have changed since I recorded every check and the ease of swiping my debt card.
I am so glad I found your blog and this series! I found it on Pinterest btw. I look forward to your series and more importantly taking away what I learned.
You are so sweet! I can’t wait to read all of your blogs and see your videos. I’m a graduate student living at home with my disabled mother. Many graduate students can’t begin to think about starting a familly, buying a home, or a car because their struggling with their student loans as well as not being able to find a job. Im hoping if I stick to your tips I’ll have a brighter future. Thanks again for sharing.