Crystal Paine’s new book The Money Saving Mom’s Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year
I was very eager to take advantage of Crystal’s offer of a FREE pre-release copy in exchange for a review of the book. I eagerly read it within a day of receiving it and can tell you that you will definitely benefit from reading this book.
My very favorite section is the chapter on removing the clutter and chaos in your life. As you know, I’m a big fan of living your priorities and this chapter gives you the practical steps you need to do just that.
Crystal touches on a fact that is missed by many: your finances are directly affected by clutter and disorganization in other areas of your life. She shows you step by step how to streamline and get everything back in order.
If you’re in financial trouble The Money Saving Mom’s Budget includes a list of “Ten Drastic Measures To Lower Your Expenses By At Least $600 Or More Per Month.” Taking any one of these ten suggestions will lead to huge savings for you.
Another great feature of this book is the Appendix with helpful forms for everything from goal setting and budgeting, to making a price book.
Even if your finances are in great shape, you can still learn from Crystal’s time and money saving ideas.
Click here to order The Money Saving Mom’s Budget.
Would you like to win a FREE copy of the book? Simply leave a comment telling us what your biggest budgeting problem is.
The give away will end January 13th at 9:00 a.m. ( extended until Monday, January 16th at 9:00 a.m.!). The Winner will be randomly chosen from the comments on this post.
Don’t forget to enter the $100 Walmart Gift Card Give Away here and the E-Mealz 3 month Subscription Give Away here!
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Great way to start off the new year- hope I win!
My biggest budgeting problem is stretching our one income to take care of a family of 6 and pay all the bills.
Going to the store too much!
Sticking to a grocery budget is always hard. I hope to get better about that and using coupons too!
Our biggest not sticking to a budget and tracking where we spend our money.
Our biggest budget issue has to be food costs. We don’t eat out very often, and I try to do menus and shop by specials, and yet groceries are still our biggest cost of the month.
Two budget problems for our family are varied finacial priorities and “reward” / impulse spending. Her tips must be great!
One of my bigger problems is underestimating how much $ we need after paying bills. I put too much towards debt, then we run short. The other is resting out. Need to be better about meal planning.
Food Budget and planning ahead for expenses that occur periodically—like college books for my older son.
Biggest problem is getting everyone on board!
Our biggest budget problem is keeping it up to date, which goes right along with needing to be more organized.
Food Budget is one of our biggest challenges! We are looking at sending a child to college next year and really need to tighten everything up.
Our biggest issue is sticking to our plans. We always mean well but somehow never seem to stay on track
I definitely need clutter help! Hope I win.
our biggest problem is eating out too much.
I definitely could use some inspiration on decluttering. Thank you for the giveaway.
Our biggest set back is probably our space due to stuff and disorganization. If this is a money fault, I need those tips! I work solutions and so does my hubby. If we can start to save more, we may be able to drop daycare sand allow me to stay at home! I hope to own this book sooer than later.
My biggest problem is our food budget for our family of 8! It’s so hard to keep it within what we can afford. Also, our income varies monthly and seasonally. Thanks for doing this giveaway!
clutter! And meal planning. I’m always less stressed when I have a weekly meal plan, but need more discipline about doing one each week.
My biggest budgeting problem is my fiancee’ and his unwillingness to cut espenses through cable tv and other areas that I see as frivolous and he sees as a necessity.
I think our biggest issue is groceries. It’s difficult to stick to a list when you see unadvertised “deals”. Eating out has been more of an issue lately, too.
My biggest budget issue is with groceries and meal planning. Meat is a budget buster.
I sure wish I win this!
My biggest problem is actually following a budget.
Date nights. We have a cash budget for dates, but there are times where it seems really restrictive. Especially since our schedules don’t give us much time alone, sometimes you just want to have a night out.
Our biggest budget issue, is eating out. I use coupons to buy food to cook and have a very well stocked pantry but we still seem to dine out at least twice a week. I really would love to win this book, I love learning more tips on helping our small budget!
The biggest budget issue is making the time and sticking to it.
Would love a copy!
The hardest thing to budget for is groceries! I use coupons,and shop for sales, but stil find it hard to stick to a specific budget. I try to make very healthy choices which definitely adds to the cost!
My biggest budgeting problem is that I don’t have a plan that sticks. I’m not sure of how or where to start budgeting.
Food is certainly the #1 but a close to is the empty house we have not been able to rent out that is 6 hours away from us. We are working hard to do what we can and I always feel like I should be able to buy more for less but am not very good at it yet.
Our families biggest budget downfall is sticking to our budget. All goes well for a month and then someone falls off track with fast food! Terrible habit, and trying to kick it!
Our biggest issue right now is that we had to close our family business in December and our monthly income is no longer steady or sure. I would love to read this book!
My biggest budgeting problem is trying to use the cash system. We buy a lot of items online; with a debit card because it’s easier; or with a credit card because of the advantages (as in better security than a debit card or the cash back rewards and pay off monthly). I know I would spend less if I could just stick with cash.
Our biggest budget issue is FOOD! Either eating out or grocery shopping. I need to meal plan more. A lot of time, food goes to waste because I either don’t have time or feel too lazy to prepare food.
I spend a lot of time researching different ways of trying to save money. Especially with a large family. The one area I struggle with the most is the grocery area. I would love to be one of those people who have a $200 bill and then after coupons, it is $20. Just don’t know how they do it. I would really like to be able to teach my kids at a young age how to budget well so that they can get a head start in life.
My biggest budgeting problem is that somehow we get by on a month-to-month basis, but when trying to track the money and account for how much is needed in each category, it seems there’s never enough. So I get frustrated and give up altogether on the budget
My biggest budget problem is eating out. We tend to eat out on weekends, and I would love to find a way to coupon more w/ that.
We are expecting our first baby later this year so we’ll be living on one income- I need all the advice I can get and this book would be great! Thanks for the giveaway!
Our biggest problem with budgeting is discipline. We have a budget and don`t sick to it. It is easier to eat out, than to cook at home. Unfortunately, it is a sin issue. If we would die to self and not be lazy, we would cook more at home. We would be patient and not make impulse purchases. We would see that we could live without that newest on the market toy. This would also help with clutter. So if only we lived in a sinless world… but we don`t. So now we must learn to tell ourselves ”no”, or “wait” more than we tell ourselves “yes, you deserve that”.
We only use cash but my biggest problem is actually dividing it among envelopes. I don’t know why it’s such a problem for me!
Our biggest budgeting problem is getting started. We just don’t know where the best place is to begin. It is all very over whelming.
Grocery budget, without question.
Our biggest budget challenge is paying for gas. Our cars have both been paid for for 5 years BUT they are big gas hogs!
For us it is budgeting for groceries and incidentals. I am not that good with the coupons yet and sometimes spend WAY more than I should. My time management is lacking so getting the research done can be difficult.
i would live to put this book to good use !!
Getting organized enough to even get a budget on paper and put it in place is my biggest problem.
Definitely my food budget is the area that I struggle with the most. Looking forward to reading Crystal’s book!
Thanks everyone for posting. It’s so good to read through these and know that I’m not the only one facing these issues: mine therefore is not earth-shattering or unique – it’s simply where do I start? We have medical bills that have come from a child with a condition that doctor’s can’t figure out, as well as a miscarriage, after which we realized that our insurance would not cover the hospital stay; credit card bills on cards that we’ve had closed for over two years, and are just trying to pay off, school tuition for our child who needs to be in a specialized school; and feeding and diapering two other little ones. Although we’ve cut back pretty much everything we know to do, and use no credit cards, we often find ourselves “holding our breath” at the end of the month, praying that we’ll make it though.
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