Sep
30
2014

Fast Track Saving Challenge: Update + Reader Tips!

by Kimberlee Stokes Affiliate Link Disclosure B

Fast Track Saving Challenge - The Peaceful Mom pinit

Fast Track Saving Challenge

It’s the end of the month and the end of our saving challenge. How did you do?

This past week we were able to return an item we didn’t need for $30; I found $15 when I cleaned off a bookshelf and we were able to save $80 from my husband’s paycheck. That brings our total savings for the week to $125 and our total for the month to $634, or $134 over our goal of $500 – woohoo!

Leave a comment below with the amount you were able to save this month. I will be randomly selecting a winner for the $50 Paypal cash from the comments on this post on Wednesday and I will announce it on the blog once the winner responds.

 

To finish off the challenge I am sharing money saving tips that readers have shared to encourage you to keep going!

 

Laura sent an email to let me know all that she has been doing to save money this month:

“Since I am facing the reality of living life on a drastically reduced income (shifting from regular pay to severance and unemployment), I have committed to the following (and successfully accomplished two weeks):
1) Getting up early enough to cook breakfast since convenience breakfast items are gone (Pop-tarts to feed four hungry children is no longer a convenience I can afford). We have had French toast sticks and eggs, and muffins.

2) Since I am serious about coupons, I have dedicated that those funds not spent will live in my Christmas piggy bank. I looked at my receipt from spending this week. ($3.75) Also buy paying cash – I am dedicating all change to same Christmas pig.

3) I am making an effort to find free money. JCPenney sent me an email coupon for $10 off of $10. I am only buying items from the “needed” list (and incidentally the needed items are socks for my girls).

4) We’ve introduced “double-feature” movie night with kids picking DVDs from the library. I also pick up snacks from the Dollar Tree (probably not most cost effective, but element of “fun”).

5) I have started a list of books that my daughters will read in High School English Lit and have already found two reasonably clean copies at a local resale store.

6) I have automated my tithe to my parish (I will admit that it is not 10% given our drastic reduction) but at this point it is still non-negotiable.

7) AND BIGGEST TIME AND MONEY SAVER: I am an introvert by nature and don’t tend to easily go out of my way to make contact with folks, but my younger daughter transferred to a new high school and I reached out to a family from Church about carpooling. It was very well received and now we have cut our time and gas expense in half, driving there one week, picking up the other.”

 

 

Sarah has discovered inexpensive ways to have fun:

“These are some free or inexpensive activities I do with my daughter -
-free day at the museum
-$1 movie theatre night
-library/bookstore (read to her, look at art books together)
-wildlife sanctuary
-free mommy & me classes
-free yoga
-farmers market
-hiking/biking nature trails
-craft store classes $1-$5
-kids eat free with purchase at some chain restaurants
-advance purchase hotel deals (I paid $89) & bring my daughter & 2 of her friends for a one night stay in a nice hotel, including 2 days at a huge resort of roller coasters, waterpark rides etc.

Other ideas to save money:
-shop at the dollar store, make your own laundry detergents etc.
-research & make your own skin care instead of buying the expensive stuff that rarely works anyway
-be crafty at home. if you see something you love, try to think up how you could make it yourself.
-work part time where you will benefit as an employee (for me it’s the salon) I get free waxing, hair services, massages, mani/pedi etc. which saves me hundreds a month.”

 

 

Jess writes:

“My husband and I have been aggressively paying on student loans. Over the past year, we have:

1. Worked for a local food delivery company (these seem to be common in college areas too);

2. Cut up all old credit cards;

3. Sold items on craigslist;

4. Rented a room in our house to temporary roommates found through a friend who hires for temp professional positions in our area;

5. Set up a “summer fund” through our bank (I’m a teacher) 6.Consigned clothing;

7. Set up a “lump sum” account for annual/semi annual bills, etc.;

8. Use cash envelope system to stay in budget;

9. used free trial to BJs to buy bulk items like deodorant and cleaning supplies;

10. My husband uses the gas buddy app to find the cheapest gas around;

11. We TRIED couponing, I have a lot to learn :);

12. I’ve done promotions (like at sporting events or trade shows, product demos, giving out samples);

13. We called the cable company to cancel, and they lowered our bill by $15 a month. This is what we were hoping because it would have costed us more for hubby to go out and watch the game. :);

14. We pack our lunch every day for work.

 

Also, when I was in college I sold books on Amazon to make extra money. I am thinking of trying this again soon.”

 

 
 Rose had some tips for saving on Entertainment:

“In the past we ditched tv programming for Netflix (which we still have, since it’s much cheaper than our previous 3 movies per week at Redbox habit). now we have a bundle (saving $60 a month). We see movies on discount Tuesdays every few months when you can see 3d movies for $6. We get “museum passes” at our local library (which you can also check out any in your “network” for museums, zoos, parks etc. I’m a college student/mom so we use student discounts when we can also. We only eat out when it’s kids eat free or .99 cent or off the 2 for $20 meals (unless there is extra “fun money”).”

 

Be sure to leave a comment with the amount you were able to save and any money saving tips you have!

 

 

5 days to budget breakthrough 3D cover

If you need a little help to get your finances back on track my 5 Days to Budget Breakthrough ebook is a great resource. Follow the steps day by day to change your money and your life in just 5 days.

Click here to read more.

 

 

Links to all the posts in this series:

Fast Track Saving Challenge: Boost Your Savings Now!

Fast Track Saving Assignment #1

Top 10 Budget Leaks (& how to fix them!) pt. 1

Top 10 Budget Leaks pt.2

My Week 1 Update

Fast Track Saving Challenge Assignment 2

10 Easy Ways to Find Free Money + Week 2 Update

8 Ways to Earn Money Fast + My Week 3 Update

 

{ 16 comments }

 

15

Free Kindle eBooks: Save money and learn new things!

Click here for links to all of the free Kindle books available today including:

 

The Comparing Game: Escape The Comparing Paradigm, Embrace Your Own Uniqueness, Be Your True Self

Declutter: 30 Simple Habits for Getting your Life, Schedule and Home Decluttered

Organization Cracked – How To Effectively Organize Your House And Life to Become Stress FREE

15 Recipes For Gourmet Food Gifts: Edible Handmade Gifts From Your Kitchen

Low Carb Slow Cooker Recipes: 30 Paleo Slow Cooker Recipes For The Whole Family

Circle of Friends Cookbook – 25 Bacon Recipes

No Gym Needed – Quick & Simple Workouts for Busy Guys: Get a ‘Fit’ Body in 30 Minutes or Less!

 

 

 (You can read these on your laptop or desk computer too!)

 

Click here  for more DEALS & FREEBIES to help you save money!

{ 0 comments }

Just Because You Can Doesn’t Mean You Should

September 29, 2014
Art Journal - Just Because You Can Doesn

I am learning that living an intentional, purposeful life means a lot of saying “no”. I have to let go of all of the “good” ideas, tasks and commitments so that I can make time for the short list of “best” priorities for my life.    There are many things that I can do, but only […]

Read more →

Gluten Free Weekly Menu {+ easy gluten free recipes!}

September 29, 2014
Gluten Free Weekly Menu - The Peaceful Mom

Gluten Free Weekly Menu. Gluten Free shouldn’t be difficult! Check out my daughter’s gluten free menu for this week including easy gluten free recipes. See our family’s $125 Budget Weekly Menu here. Click each purple link for the recipe or product we use!   BREAKFAST Gluten Free Banana Pecan Muffins x2 Oatmeal (Bob’s Red Mill Gluten Free Whole Grain Steel Cut […]

Read more →

Why We Will Be Spending MORE Money to Eat Out

September 26, 2014
Why We Will Spend More to Eat Out - The Peaceful Mom -

We are talking about saving money this month with the Fast Track Saving Challenge and one of the best ways to cut your expenses is to eat at home. You can use better ingredients and spend 50% to 75% less than you would in a restaurant. As a family we rarely eat out unless we have […]

Read more →

$125 Budget Grocery Shopping for 6 {+ menu!} 9/26

September 26, 2014
$125 Budget Grocery Shopping for 6 People August 1 2014 - The Peaceful Mom

My $125 Weekly Grocery Shopping for 6 People: See how I feed my family of six (including 4 teens) for around $125/week, or just $500 a month. See our $125 Budget Weekly Menu here.  Subscribe to my FREE e-notes to get my best tips to help you save money, get organized and enjoy life sent right to your inbox! You […]

Read more →

FREEBIES: Gucci Fragrance Sample, Krispy Kreme Coffee, Kids Stuff & More

September 26, 2014
11 yogi

FREEBIES: Save money by taking advantage of these great FREE offers from this week! All offers were available at the time of publication, but are subject to change. Please Note: Affiliate links are included in this post. Read our disclosure policy here for more information.   FREE SAMPLES Magic Shave Sample Yogi Tea Sample (For a friend) Ovaltine Drink Mix […]

Read more →

$125 Budget Weekly Menu {+ easy recipes!}

September 25, 2014
BBQ Pork Slider

$125 Budget Weekly Menu –  Making a weekly meal plan keeps me sane and helps me to save money and stay on budget. I feed my family of six including four teens for around $125 a week by creating and following a detailed menu plan. *Items marked with an asterisk were purchased in previous weeks in […]

Read more →

8 Ways to Earn Extra Money Fast

September 23, 2014
8 ways to earn money quickly to boost your savings - The Peaceful Mom

  How’s your savings plan going? All month I’m sharing tips, ideas and strategies to give your savings account a boost in our Fast Track Saving Challenge.  Click here to join in.   Last week we added $280 into savings because we were able to sell our very broken car for scrap. This brings our total savings for the […]

Read more →

New Gluten Free Coupons & Deals

September 23, 2014
Gluten Free Coupons and Deals - The Peaceful Mom

New Gluten Free Coupons and Deals to help you save money while eating healthy!    Here are the newest coupons for Gluten Free products: Please click here to see our list of currently available One-Time Use Gluten Free Coupons including: $1/1 Ronzoni GF Pasta, $1/1 Rudi’s Gluten Free Product, $1/1 Pillsbury GF cookie dough and LOTS more! (Note: Some products are not specifically labeled […]

Read more →

2 Fun & Inexpensive Gift Ideas for Family

September 23, 2014
1 11 York Free Poster2

Grandparents and other family members can be difficult to buy for during the holiday season, but York has two inexpensive and fun options right now.   New users to York can get a FREE 11 x 14 customized Designer Poster with shipping starting at just $2.99! These would be great to place in a dollar […]

Read more →

Free Kindle eBooks: Paleo Breakfast, Banish Clutter, Kids Books, Backyard Farming & More

September 23, 2014
Free Kindle Books - The Peaceful Mom

Free Kindle eBooks: Save money and learn new things! Click here for links to all of the free Kindle books available today including Paleo Breakfast Cookbook, Banish Clutter, Imperfectly Perfect, kids books & lots more.  (You can read these on your laptop or desk computer too!)   Click here  for more DEALS & FREEBIES to help you save […]

Read more →